A ledger that
watches itself.
Connect your bank. Billflow reads what’s due, what’s paid, and what’s coming — and gives you a quiet warning before a bill outruns your balance.
Plaid connection. Read-only. Bank-grade encryption. You stay in charge of every payment.
A statement, not a dashboard.
Billflow is a quiet desk for your bills. It reads from your bank, watches your due dates, and tells you when something is about to go sideways — the way a private banker would. No dashboards, no charts, no nudges to spend less. Just the ledger.
- ·01Every bill, in one place.Connect once, see your whole month at a glance.
- ·02A quiet warning before a return.If a bill will outrun your balance, Billflow tells you in advance — and shows you what to move.
- ·03Read-only, always.Billflow can see your transactions. It cannot move your money. You stay in charge.
Three steps. Then it watches.
One minute, through Plaid. Read-only. The same connection that powers Venmo, Robinhood, and Acorns.
We surface candidates from your transactions. You confirm. The desk fills in.
We re-check every two hours. If a bill threatens to overdraw an account, you’ll see it days before, not minutes after.
Your money, your hands.
Billflow is built like a private bank’s back office — quiet, careful, and stripped of anything that doesn’t serve the ledger.
Billflow sees your transactions. It cannot move your money. There is no “pay” button.
256-bit encryption in transit. Your bank credentials never touch our servers.
One click in Settings. We forget the bank, the bills, and the history. The desk closes.
A quieter month
starts with one connection.
Free while we’re in private beta. No card required. One minute to connect.